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Monday, September 17, 2007

Credit Card Applications


So you have received a credit card application? You know what it says, but do know what it really means?

What it says: “You have demonstrated financial responsibility…”

What it means: You’re breathing!



What it says: “Our membership is difficult to obtain…”

What it means: Death row prisoners are not eligible… in most states!



What it says: “We have shortened the application process…”

What it means: “We need lots of new members fast or we’ll go out of business!”



What it says: “You have no predetermined credit limit…”

What it means: “We’re not worried, we employ the Break Your Legs collection agency.”



What it says: “Exceptional Customer Service…”

What it means: Except when you need it!



What it says: “Trained customer representatives await your call…”

What it means: “This is the part you talk into, and this is where you listen. Any questions?”



What it says: “To apply for membership, fill out this short form…”

What it means: You’ll get the long form later.



What it says: “You may direct us not to share this information with anyone else…”

What it means: “Catch us, if you can!”



What it says: “We look forward to receiving your completed application…”

What it means: “We baited the hook, let’s see if anyone bites!”



What it says: “You’ve been pre-approved…”

What it means: “You’ve been pre-approved to be Rejected!” or “We’ve already prepared your letter of denial.”



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